Policy regarding the processing of personal data
1. General provisions
This personal data processing policy is drawn up in accordance with the requirements of the Federal Law of July 27, 2006. № 152-FZ «On Personal Data» (hereinafter referred to as the — Law on Personal Data) and defines the procedure for processing personal data and measures to ensure the security of personal data taken by CasasFinanzas (hereinafter referred to as the — Operator).
1.1. The operator sets as its most important goal and condition for carrying out its activities the observance of the rights and freedoms of man and citizen when processing his personal data, including the protection of the rights to privacy, personal and family secrets.
1.2. This Operator Policy regarding the processing of personal data (hereinafter — Policy) applies to all information that the Operator may obtain about visitors to the https://casasfinanzas.es/. website
2. Basic concepts used in the Policy
2.1. Automated processing of personal data — processing of personal data using computer technology.
2.2. Blocking of personal data — temporary cessation of processing of personal data (except in cases where processing is necessary to clarify personal data).
2.3. Website — a set of graphic and information materials, as well as computer programs and databases that ensure their availability on the Internet at the https://casasfinanzas.es/. network address
2.4. Information system of personal data — a set of personal data contained in databases and information technologies and technical means that ensure their processing.
2.5. Identification of personal data — actions as a result of which it is impossible to determine without the use of additional information whether personal data belongs to a specific User or other subject of personal data.
2.6. Processing of personal data — any action (operation) or set of actions (operations) performed using automation tools or without using such tools with personal data, including collection, recording, systematization, accumulation, storage, clarification (updating, changing), extraction, use, transfer (distribution, provision, access), anonymization, blocking, deletion, destruction of personal data.
2.7. Operator — government body, municipal body, legal entity or individual, independently or together with other persons organizing and/or processing personal data, as well as determining the purposes of processing personal data, the composition of personal data to be processed, actions (operations) performed with personal data.
2.8. Personal data — any information relating directly or indirectly to a specific or defined Website User https://casasfinanzas.es/.
2.9. Personal data permitted by the subject of personal data for distribution, — personal data, access of an unlimited number of persons to which is provided by the subject of personal data by giving consent to the processing of personal data permitted by the subject of personal data for distribution in the manner prescribed by the Law on Personal Data (hereinafter — personal data, permitted for distribution).
2.10. User — any visitor to the https://casasfinanzas.es/. website
2.11. Providing personal data — actions aimed at disclosing personal data to a certain person or a certain circle of persons.
2.12. Distribution of personal data — any actions aimed at disclosing personal data to an indefinite number of persons (transfer of personal data) or at familiarizing an unlimited number of persons with personal data, including the publication of personal data in the media, posting on information and telecommunication networks or providing access to personal data in any other way.
2.13. Cross-border transfer of personal data — transfer of personal data to the territory of a foreign state to an authority of a foreign state, a foreign individual or foreign legal entity.
2.14. Destruction of personal data — any actions as a result of which personal data is destroyed irrevocably with the impossibility of further restoring the content of personal data in the personal data information system and/or the material storage media of personal data is destroyed.
3. Fundamental rights and obligations of the Operator
3.1. Operator entitled:
— receive from the subject of personal data reliable information and/or documents containing personal data;
— in the event that the subject of personal data withdraws consent to the processing of personal data, as well as sends an appeal with a request to stop the processing of personal data, the Operator has the right to continue processing personal data without the consent of the subject of personal data if there are grounds specified in the Law on Personal Data;
— independently determine the composition and list of measures necessary and sufficient to ensure the fulfillment of obligations provided for by the Law on Personal Data and regulatory legal acts adopted in accordance with it, unless otherwise provided by the Law on Personal Data or other federal laws.
3.2. The operator shall:
— provide the subject of personal data, at his request, with information regarding the processing of his personal data;
— organize the processing of personal data in the manner established by the current legislation of the Russian Federation;
— respond to requests and requests from personal data subjects and their legal representatives in accordance with the requirements of the Personal Data Law;
— report to the authorized body for the protection of the rights of personal data subjects at the request of this body the necessary information within 10 days from the date of receipt of such a request;
— publish or otherwise provide unrestricted access to this Policy regarding the processing of personal data;
— take legal, organizational and technical measures to protect personal data from unlawful or accidental access to it, destruction, modification, blocking, copying, provision, dissemination of personal data, as well as from other unlawful actions in relation to personal data;
— stop the transfer (distribution, provision, access) of personal data, stop processing and destroy personal data in the manner and cases provided for by the Personal Data Law;
— perform other duties provided for by the Personal Data Law.
4. Basic rights and obligations of personal data subjects
4.1. Personal data subjects shall be entitled to:
— receive information regarding the processing of his personal data, except in cases provided for by federal laws. The information is provided to the subject of personal data by the Operator in an accessible form, and it should not contain personal data related to other subjects of personal data, except in cases where there are legal grounds for the disclosure of such personal data. The list of information and the procedure for obtaining it is established by the Law on Personal Data;
— require the operator to clarify his personal data, block it or destroy it if the personal data is incomplete, outdated, inaccurate, illegally obtained or is not necessary for the stated purpose of processing, and also take measures provided for by law to protect his rights;
— put forward a condition of prior consent when processing personal data in order to promote goods, works and services on the market;
— to revoke consent to the processing of personal data, as well as to send a request to stop the processing of personal data;
— appeal to the authorized body for the protection of the rights of personal data subjects or in court against unlawful actions or inactions of the Operator when processing his personal data;
— for the exercise of other rights provided for by the legislation of the Russian Federation.
4.2. Personal data subjects shall:
— provide the Operator with reliable data about yourself;
— inform the Operator about clarification (updating, changing) of your personal data.
4.3. Persons who transferred false information about themselves to the Operator, or information about another subject of personal data without the latter’s consent, are liable in accordance with the legislation of the Russian Federation.
5. Principles of processing personal data
5.1. The processing of personal data is carried out on a legal and fair basis.
5.2. The processing of personal data is limited to the achievement of specific, predetermined and legitimate objectives. Processing of personal data that is incompatible with the purposes of collecting personal data is not allowed.
5.3. It is not allowed to combine databases containing personal data, the processing of which is carried out for purposes incompatible with each other.
5.4. Only personal data that meets the purposes of its processing is subject to processing.
5.5. The content and scope of the personal data processed correspond to the stated purposes of the processing. The redundancy of the personal data processed in relation to the stated purposes of their processing is not allowed.
5.6. When processing personal data, the accuracy of personal data, its sufficiency, and, if necessary, relevance in relation to the purposes of processing personal data are ensured. The operator takes the necessary measures and/or ensures that they are taken to delete or clarify incomplete or inaccurate data.
5.7. The storage of personal data is carried out in a form that makes it possible to identify the subject of personal data no longer than required by the purposes of processing personal data, if the period of storage of personal data is not established by federal law, an agreement to which the beneficiary or guarantor is the subject of personal data. Processed personal data is destroyed or destroyed. Processed personal data is destroyed or anonymized upon achievement of processing purposes or in the event of loss of the need to achieve these purposes, unless otherwise provided by federal law.
6. Purposes of processing personal data
Purpose of processinginforming the User by sending emailsPersonal datasurname, first name, patronymic
email address
phone numbers
Legal groundsFederal Law «On Information, Information Technologies and Information Protection» dated July 27, 2006 N 149-FZ
Types of processing of personal data Collection, recording, systematization, accumulation, storage, destruction and depersonalization of personal data
Sending information letters to email address
7. Conditions for processing personal data
7.1. The processing of personal data is carried out with the consent of the subject of personal data to the processing of his personal data.
7.2. The processing of personal data is necessary to achieve the goals provided for by an international treaty of the Russian Federation or law in order to carry out the functions, powers and responsibilities assigned by the legislation of the Russian Federation to the operator.
7.3. The processing of personal data is necessary for the administration of justice, the execution of a judicial act, an act of another body or official, subject to execution in accordance with the legislation of the Russian Federation on enforcement proceedings.
7.4. The processing of personal data is necessary for the execution of an agreement to which either the beneficiary or guarantor for which is the subject of personal data is a party, as well as for concluding an agreement on the initiative of the subject of personal data or an agreement under which the subject of personal data will be the beneficiary or guarantor.
7.5. The processing of personal data is necessary to exercise the rights and legitimate interests of the operator or third parties or to achieve socially significant goals, provided that the rights and freedoms of the subject of personal data are not violated.
7.6. Personal data is processed, access to an unlimited number of persons to which is provided by the subject of personal data or at his request (hereinafter referred to as — publicly available personal data).
7.7. Personal data subject to publication or mandatory disclosure in accordance with federal law is processed.
8. The procedure for collecting, storing, transmitting and other types of processing personal data
The security of personal data processed by the Operator is ensured by implementing the legal, organizational and technical measures necessary to fully comply with the requirements of current legislation in the field of personal data protection.
8.1. The operator ensures the safety of personal data and takes all possible measures to exclude access to personal data of unauthorized persons.
8.2. The User’s personal data will never, under any circumstances, be transferred to third parties, except in cases related to the implementation of current legislation or if the subject of personal data has given consent to the Operator to transfer data to a third party to fulfill obligations under a civil contract.
8.3. If inaccuracies in personal data are detected, the User can update them independently by sending a notification to the Operator’s email address as@casasfinanzas.es marked «Update of personal data».
8.4. The period for processing personal data is determined by achieving the purposes for which personal data was collected, unless another period is provided for by the contract or current legislation.
The User may at any time withdraw his consent to the processing of personal data by sending a notification to the Operator via email to the Operator’s email address as@casasfinanzas.es marked «Withdrawal of consent to the processing of personal data».
8.5. All information collected by third-party services, including payment systems, communications and other service providers, is stored and processed by these persons (Operators) in accordance with their User Agreement and Privacy Policy. Subject of personal data and/or with the specified documents. The operator is not responsible for the actions of third parties, including the service providers specified in this paragraph.
8.6. The prohibitions established by the subject of personal data on the transfer (except for providing access), as well as on the processing or conditions for processing (except for gaining access) personal data permitted for distribution, do not apply in cases of processing of personal data in state, public and other public interests, defined by the legislation of the Russian Federation.
8.7. When processing personal data, the operator ensures the confidentiality of personal data.
8.8. The operator stores personal data in a form that allows him to identify the subject of personal data no longer than the purposes of processing personal data require, if the period of storage of personal data is not established by federal law, an agreement to which the beneficiary or guarantor is the subject of personal data.
8.9. A condition for terminating the processing of personal data may be the achievement of the purposes of processing personal data, the expiration of the consent of the subject of personal data, the revocation of consent by the subject of personal data or a requirement to terminate the processing of personal data, as well as the identification of unlawful processing of personal data.
9. List of actions performed by the Operator with received personal data
9.1. The operator collects, records, systematizes, accumulates, stores, clarifies (updates, changes), retrieves, uses, transfers (distributes, provides, accesses), anonymizes, blocks, deletes and destroys personal data.
9.2. The operator carries out automated processing of personal data with or without receiving and/or transmitting the received information via information and telecommunication networks.
10. Cross-border transfer of personal data
10.1. Before starting activities for the cross-border transfer of personal data, the operator is obliged to notify the authorized body for the protection of the rights of personal data subjects of its intention to carry out cross-border transfer of personal data (such notification is sent separately from the notification of intention to process personal data).
10.2. Before submitting the above notification, the operator is obliged to obtain relevant information from the authorities of a foreign state, foreign individuals, foreign legal entities to which cross-border transfer of personal data is planned.
11. Privacy of personal data
The operator and other persons who have gained access to personal data are obliged not to disclose to third parties or distribute personal data without the consent of the subject of personal data, unless otherwise provided by federal law.
12. Final provisions
12.1. The User can obtain any clarification on issues of interest regarding the processing of his personal data by contacting the Operator via email as@casasfinanzas.es.
12.2. This document will reflect any changes to the Operator's personal data processing policy. The policy is in effect indefinitely until it is replaced by a new version.
12.3. The current version of the Policy is freely available on the Internet at https://casasfinanzas.es/privacy_en
1. General provisions
This personal data processing policy is drawn up in accordance with the requirements of the Federal Law of July 27, 2006. № 152-FZ «On Personal Data» (hereinafter referred to as the — Law on Personal Data) and defines the procedure for processing personal data and measures to ensure the security of personal data taken by CasasFinanzas (hereinafter referred to as the — Operator).
1.1. The operator sets as its most important goal and condition for carrying out its activities the observance of the rights and freedoms of man and citizen when processing his personal data, including the protection of the rights to privacy, personal and family secrets.
1.2. This Operator Policy regarding the processing of personal data (hereinafter — Policy) applies to all information that the Operator may obtain about visitors to the https://casasfinanzas.es/. website
2. Basic concepts used in the Policy
2.1. Automated processing of personal data — processing of personal data using computer technology.
2.2. Blocking of personal data — temporary cessation of processing of personal data (except in cases where processing is necessary to clarify personal data).
2.3. Website — a set of graphic and information materials, as well as computer programs and databases that ensure their availability on the Internet at the https://casasfinanzas.es/. network address
2.4. Information system of personal data — a set of personal data contained in databases and information technologies and technical means that ensure their processing.
2.5. Identification of personal data — actions as a result of which it is impossible to determine without the use of additional information whether personal data belongs to a specific User or other subject of personal data.
2.6. Processing of personal data — any action (operation) or set of actions (operations) performed using automation tools or without using such tools with personal data, including collection, recording, systematization, accumulation, storage, clarification (updating, changing), extraction, use, transfer (distribution, provision, access), anonymization, blocking, deletion, destruction of personal data.
2.7. Operator — government body, municipal body, legal entity or individual, independently or together with other persons organizing and/or processing personal data, as well as determining the purposes of processing personal data, the composition of personal data to be processed, actions (operations) performed with personal data.
2.8. Personal data — any information relating directly or indirectly to a specific or defined Website User https://casasfinanzas.es/.
2.9. Personal data permitted by the subject of personal data for distribution, — personal data, access of an unlimited number of persons to which is provided by the subject of personal data by giving consent to the processing of personal data permitted by the subject of personal data for distribution in the manner prescribed by the Law on Personal Data (hereinafter — personal data, permitted for distribution).
2.10. User — any visitor to the https://casasfinanzas.es/. website
2.11. Providing personal data — actions aimed at disclosing personal data to a certain person or a certain circle of persons.
2.12. Distribution of personal data — any actions aimed at disclosing personal data to an indefinite number of persons (transfer of personal data) or at familiarizing an unlimited number of persons with personal data, including the publication of personal data in the media, posting on information and telecommunication networks or providing access to personal data in any other way.
2.13. Cross-border transfer of personal data — transfer of personal data to the territory of a foreign state to an authority of a foreign state, a foreign individual or foreign legal entity.
2.14. Destruction of personal data — any actions as a result of which personal data is destroyed irrevocably with the impossibility of further restoring the content of personal data in the personal data information system and/or the material storage media of personal data is destroyed.
3. Fundamental rights and obligations of the Operator
3.1. Operator entitled:
— receive from the subject of personal data reliable information and/or documents containing personal data;
— in the event that the subject of personal data withdraws consent to the processing of personal data, as well as sends an appeal with a request to stop the processing of personal data, the Operator has the right to continue processing personal data without the consent of the subject of personal data if there are grounds specified in the Law on Personal Data;
— independently determine the composition and list of measures necessary and sufficient to ensure the fulfillment of obligations provided for by the Law on Personal Data and regulatory legal acts adopted in accordance with it, unless otherwise provided by the Law on Personal Data or other federal laws.
3.2. The operator shall:
— provide the subject of personal data, at his request, with information regarding the processing of his personal data;
— organize the processing of personal data in the manner established by the current legislation of the Russian Federation;
— respond to requests and requests from personal data subjects and their legal representatives in accordance with the requirements of the Personal Data Law;
— report to the authorized body for the protection of the rights of personal data subjects at the request of this body the necessary information within 10 days from the date of receipt of such a request;
— publish or otherwise provide unrestricted access to this Policy regarding the processing of personal data;
— take legal, organizational and technical measures to protect personal data from unlawful or accidental access to it, destruction, modification, blocking, copying, provision, dissemination of personal data, as well as from other unlawful actions in relation to personal data;
— stop the transfer (distribution, provision, access) of personal data, stop processing and destroy personal data in the manner and cases provided for by the Personal Data Law;
— perform other duties provided for by the Personal Data Law.
4. Basic rights and obligations of personal data subjects
4.1. Personal data subjects shall be entitled to:
— receive information regarding the processing of his personal data, except in cases provided for by federal laws. The information is provided to the subject of personal data by the Operator in an accessible form, and it should not contain personal data related to other subjects of personal data, except in cases where there are legal grounds for the disclosure of such personal data. The list of information and the procedure for obtaining it is established by the Law on Personal Data;
— require the operator to clarify his personal data, block it or destroy it if the personal data is incomplete, outdated, inaccurate, illegally obtained or is not necessary for the stated purpose of processing, and also take measures provided for by law to protect his rights;
— put forward a condition of prior consent when processing personal data in order to promote goods, works and services on the market;
— to revoke consent to the processing of personal data, as well as to send a request to stop the processing of personal data;
— appeal to the authorized body for the protection of the rights of personal data subjects or in court against unlawful actions or inactions of the Operator when processing his personal data;
— for the exercise of other rights provided for by the legislation of the Russian Federation.
4.2. Personal data subjects shall:
— provide the Operator with reliable data about yourself;
— inform the Operator about clarification (updating, changing) of your personal data.
4.3. Persons who transferred false information about themselves to the Operator, or information about another subject of personal data without the latter’s consent, are liable in accordance with the legislation of the Russian Federation.
5. Principles of processing personal data
5.1. The processing of personal data is carried out on a legal and fair basis.
5.2. The processing of personal data is limited to the achievement of specific, predetermined and legitimate objectives. Processing of personal data that is incompatible with the purposes of collecting personal data is not allowed.
5.3. It is not allowed to combine databases containing personal data, the processing of which is carried out for purposes incompatible with each other.
5.4. Only personal data that meets the purposes of its processing is subject to processing.
5.5. The content and scope of the personal data processed correspond to the stated purposes of the processing. The redundancy of the personal data processed in relation to the stated purposes of their processing is not allowed.
5.6. When processing personal data, the accuracy of personal data, its sufficiency, and, if necessary, relevance in relation to the purposes of processing personal data are ensured. The operator takes the necessary measures and/or ensures that they are taken to delete or clarify incomplete or inaccurate data.
5.7. The storage of personal data is carried out in a form that makes it possible to identify the subject of personal data no longer than required by the purposes of processing personal data, if the period of storage of personal data is not established by federal law, an agreement to which the beneficiary or guarantor is the subject of personal data. Processed personal data is destroyed or destroyed. Processed personal data is destroyed or anonymized upon achievement of processing purposes or in the event of loss of the need to achieve these purposes, unless otherwise provided by federal law.
6. Purposes of processing personal data
Purpose of processinginforming the User by sending emailsPersonal datasurname, first name, patronymic
email address
phone numbers
Legal groundsFederal Law «On Information, Information Technologies and Information Protection» dated July 27, 2006 N 149-FZ
Types of processing of personal data Collection, recording, systematization, accumulation, storage, destruction and depersonalization of personal data
Sending information letters to email address
7. Conditions for processing personal data
7.1. The processing of personal data is carried out with the consent of the subject of personal data to the processing of his personal data.
7.2. The processing of personal data is necessary to achieve the goals provided for by an international treaty of the Russian Federation or law in order to carry out the functions, powers and responsibilities assigned by the legislation of the Russian Federation to the operator.
7.3. The processing of personal data is necessary for the administration of justice, the execution of a judicial act, an act of another body or official, subject to execution in accordance with the legislation of the Russian Federation on enforcement proceedings.
7.4. The processing of personal data is necessary for the execution of an agreement to which either the beneficiary or guarantor for which is the subject of personal data is a party, as well as for concluding an agreement on the initiative of the subject of personal data or an agreement under which the subject of personal data will be the beneficiary or guarantor.
7.5. The processing of personal data is necessary to exercise the rights and legitimate interests of the operator or third parties or to achieve socially significant goals, provided that the rights and freedoms of the subject of personal data are not violated.
7.6. Personal data is processed, access to an unlimited number of persons to which is provided by the subject of personal data or at his request (hereinafter referred to as — publicly available personal data).
7.7. Personal data subject to publication or mandatory disclosure in accordance with federal law is processed.
8. The procedure for collecting, storing, transmitting and other types of processing personal data
The security of personal data processed by the Operator is ensured by implementing the legal, organizational and technical measures necessary to fully comply with the requirements of current legislation in the field of personal data protection.
8.1. The operator ensures the safety of personal data and takes all possible measures to exclude access to personal data of unauthorized persons.
8.2. The User’s personal data will never, under any circumstances, be transferred to third parties, except in cases related to the implementation of current legislation or if the subject of personal data has given consent to the Operator to transfer data to a third party to fulfill obligations under a civil contract.
8.3. If inaccuracies in personal data are detected, the User can update them independently by sending a notification to the Operator’s email address as@casasfinanzas.es marked «Update of personal data».
8.4. The period for processing personal data is determined by achieving the purposes for which personal data was collected, unless another period is provided for by the contract or current legislation.
The User may at any time withdraw his consent to the processing of personal data by sending a notification to the Operator via email to the Operator’s email address as@casasfinanzas.es marked «Withdrawal of consent to the processing of personal data».
8.5. All information collected by third-party services, including payment systems, communications and other service providers, is stored and processed by these persons (Operators) in accordance with their User Agreement and Privacy Policy. Subject of personal data and/or with the specified documents. The operator is not responsible for the actions of third parties, including the service providers specified in this paragraph.
8.6. The prohibitions established by the subject of personal data on the transfer (except for providing access), as well as on the processing or conditions for processing (except for gaining access) personal data permitted for distribution, do not apply in cases of processing of personal data in state, public and other public interests, defined by the legislation of the Russian Federation.
8.7. When processing personal data, the operator ensures the confidentiality of personal data.
8.8. The operator stores personal data in a form that allows him to identify the subject of personal data no longer than the purposes of processing personal data require, if the period of storage of personal data is not established by federal law, an agreement to which the beneficiary or guarantor is the subject of personal data.
8.9. A condition for terminating the processing of personal data may be the achievement of the purposes of processing personal data, the expiration of the consent of the subject of personal data, the revocation of consent by the subject of personal data or a requirement to terminate the processing of personal data, as well as the identification of unlawful processing of personal data.
9. List of actions performed by the Operator with received personal data
9.1. The operator collects, records, systematizes, accumulates, stores, clarifies (updates, changes), retrieves, uses, transfers (distributes, provides, accesses), anonymizes, blocks, deletes and destroys personal data.
9.2. The operator carries out automated processing of personal data with or without receiving and/or transmitting the received information via information and telecommunication networks.
10. Cross-border transfer of personal data
10.1. Before starting activities for the cross-border transfer of personal data, the operator is obliged to notify the authorized body for the protection of the rights of personal data subjects of its intention to carry out cross-border transfer of personal data (such notification is sent separately from the notification of intention to process personal data).
10.2. Before submitting the above notification, the operator is obliged to obtain relevant information from the authorities of a foreign state, foreign individuals, foreign legal entities to which cross-border transfer of personal data is planned.
11. Privacy of personal data
The operator and other persons who have gained access to personal data are obliged not to disclose to third parties or distribute personal data without the consent of the subject of personal data, unless otherwise provided by federal law.
12. Final provisions
12.1. The User can obtain any clarification on issues of interest regarding the processing of his personal data by contacting the Operator via email as@casasfinanzas.es.
12.2. This document will reflect any changes to the Operator's personal data processing policy. The policy is in effect indefinitely until it is replaced by a new version.
12.3. The current version of the Policy is freely available on the Internet at https://casasfinanzas.es/privacy_en
