LEGAL NOTICE

1. Ownership of the Website
In compliance with the provisions of Law 34/2002 of July 11, on Information Society Services and Electronic Commerce, it is hereby informed that the present website, www.casasfinanzas.es (hereinafter, the “Portal” or “Platform”), is owned by:

ESEL AMI CONSULTING, S.L.
CIF (Tax ID): B54929971
Registered address: Calle Pedagoga Amelia Asensi Beviá, 1, Block 2, Stairway 6, 2nd Floor, Door C, San Juan de Alicante, Alicante, 03550, Spain
Registered in the Commercial Registry of Alicante
Contact email: info@casasfinanzas.es
Hereinafter referred to as “the Company” or “the Owner.”

2. Purpose of the Website
This website is intended to provide access to the electronic Platform managed by ESEL AMI CONSULTING, S.L., which allows registered users to participate in private auctions for the purchase and sale of debt portfolios (NPL, SPL, PL, REO), as well as to access relevant information, technical tools, and functionalities related to such operations.
Use of the Portal implies full acceptance of these legal and usage terms. If the user does not agree with any of the conditions set forth herein, they must refrain from using this website.

3. Terms of Use of the Website
Access to and use of the website www.casasfinanzas.es, as well as any of its subdomains, are governed by these general conditions, which may be modified at any time by the site owner.
The User agrees to:

• Use the site and its functionalities in accordance with applicable law, morality, public order, and these terms.
• Refrain from engaging in activities that could damage, disable, or impair the normal functioning of the website.
• Not use the site to transmit illegal, offensive, violent, defamatory material, or any content that infringes upon the rights of third parties.

The site owner reserves the right to restrict, suspend, or cancel access to the platform in the event of misuse, as well as to take any legal actions deemed appropriate.

4. Intellectual and Industrial Property
All content on this website—including, but not limited to, texts, documents, photographs, drawings, graphic representations, databases, computer programs, as well as logos, trademarks, trade names, or other distinctive signs—are the property of ESEL AMI CONSULTING, S.L. or of third parties that have authorized their use.

Access to the website does not, under any circumstances, imply the transfer of any intellectual or industrial property rights over the contents of the portal.
Reproduction, distribution, public communication, making available, transformation, or any other form of exploitation of the contents without the express prior written authorization of the holder of the corresponding rights is expressly prohibited.

The User undertakes to respect all intellectual and industrial property rights belonging to the portal and to third parties. Failure to comply with this obligation may result in legal action by the rights holder.

5. Disclaimer of Warranties and Liability
ESEL AMI CONSULTING, S.L. does not guarantee the availability or continuous operation of the website or its services. However, it will make every reasonable effort to ensure continuous accessibility to the portal.

Under no circumstances shall ESEL AMI CONSULTING, S.L. be held liable for damages or losses of any kind that may arise from:
a) Interruption of the website’s operation or unforeseen technical failures;
b) The lack of usefulness, suitability, or validity of the website or its services for meeting the User’s needs;
c) The presence of viruses or other harmful elements that may affect the User’s computer systems or the information stored therein;
d) Negligent or unlawful use of the portal by Users;
e) The lack of truthfulness, accuracy, completeness, or timeliness of content provided by third parties.
The User assumes full responsibility for their use of the website.

6. Links to Third-Party Websites
The website may contain links to other websites operated by third parties, for the purpose of providing the User with additional or supplementary information.
ESEL AMI CONSULTING, S.L. assumes no responsibility for the content, privacy policies, or practices of third-party websites, nor does it imply endorsement, promotion, guarantee, or recommendation of such sites.

The User accesses these external links under their sole responsibility, and ESEL AMI CONSULTING, S.L. shall not be liable for any damages or losses resulting from access to or use of these external links.

7. Amendments to the Legal Notice
ESEL AMI CONSULTING, S.L. reserves the right to modify this Legal Notice at any time, in order to adapt it to legislative or jurisprudential developments, or for business reasons.
In the event of substantial changes, Users will be informed through the website itself or by alternative means when necessary.
Use of the website after the publication of such modifications shall constitute acceptance of the same by the User.

8. Applicable Law and Jurisdiction
The applicable law in the event of any dispute or interpretation conflict regarding the terms of these legal texts, as well as any issue related to the services provided on this website, shall be Spanish law.